We look forward to retirement at the end of our career, happy in the thought of the next phase in our lives.  We think the transition from set routines and busy work schedules will be an easy one, but retirement in itself can be stressful.  Couples who have grown accustomed to being together on an infrequent basis now find the togetherness may cause unexpected stress.  Retirement represents a radical change in expectations and, at times, a complete role reversal.  It becomes increasingly difficult when one partner retires before the other, resulting in possible anger and resentment.  Why should I have to go to work, while you stay home and enjoy life?  Or, the partner who once stayed home alone now has someone invading his or her space.

With some forethought, understanding, and planning, there are ways to reduce stress and retire happy.  Just because you now have the freedom and perhaps the financial resources to do exactly as you please, without planning, retirement will not be what you expected.

Begin to plan retirement well before it arrives by discussing activities to share, the travel and entertainment you both enjoy, and the individual interests you expect to pursue.  
 
Single people approaching retirement may also find themselves at loose ends, what to do with so much extra time.  Think about the things you’ve always wanted to do and be happy in the thought of occupying yourself with a hobby, spending more time with family or friends, and even part-time work, following the leisurely schedule that only retirement allows.  Reduce stress and plan on retiring happy.

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